1. Introduction

Welcome to 30vs50mortgage.com, operated by JetSetPros LLC ("we," "our," or "us"). We are committed to protecting your privacy and being transparent about how we collect, use, and share your information.

2. Information We Collect

2.1 Information You Provide

When you use our mortgage calculator, we collect:

• Loan amount and down payment
• Interest rate preferences
• State/location information
• Property tax and insurance information
• HOA fees and PMI information
• Email address and contact information (if you choose to provide it for lender recommendations)

2.2 Automatically Collected Information

We automatically collect:

• Browser type and version
• Device information
• IP address (anonymized)
• Usage data and analytics
• Timestamp of calculations

3. How We Use Your Information

We use your information to:

• Provide mortgage calculations and comparisons
• Generate personalized lender recommendations
• Improve our calculator and services
• Analyze usage patterns and trends
• Comply with legal obligations

4. Information Sharing

We may share your information with:

• Partner Lenders: If you request lender recommendations, we share your calculation data and contact information with mortgage lenders who may contact you with offers.
• Service Providers: We use Supabase for data storage and may use other third-party services for analytics.
• Legal Compliance: We may disclose information if required by law or to protect our rights.

We do not sell your personal information to third parties for their marketing purposes.

5. Your California Privacy Rights (CCPA)

If you are a California resident, you have the right to:

• Know: Request information about what personal data we collect, use, and share
• Delete: Request deletion of your personal information
• Opt-Out: Opt out of the sale of your personal information (we do not sell personal information)
• Non-Discrimination: Not be discriminated against for exercising your privacy rights

To exercise these rights, contact us at privacy@30vs50mortgage.com. We will respond within 45 days.

6. Data Retention

We retain your calculation data for analytics purposes. You may request deletion at any time by contacting us.

7. Data Security

We implement reasonable security measures to protect your information. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

8. Cookies and Tracking

We may use cookies and similar tracking technologies to improve user experience and analyze usage patterns. You can control cookies through your browser settings.

9. Third-Party Links

Our site may contain links to third-party websites. We are not responsible for their privacy practices. Please review their privacy policies.

10. Children's Privacy

Our service is not intended for children under 13. We do not knowingly collect information from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by updating the "Last Updated" date.

12. Contact Us

If you have questions about this Privacy Policy, contact us at:

JetSetPros LLC
Email: privacy@30vs50mortgage.com
Website: 30vs50mortgage.com